Just think: it’s June, creeping up on triple digits, and your cooling system dies. It just dies. Gone. No more air conditioning, no more cool air blowing into your home to keep it comfortable. No more anything.
So you call a heating and cooling company to come take a look and they tell you what you already knew – you have to buy a new system. And then they follow up with something you didn’t know – a new system is going to cost more than you imagined, ranging from $7,000 to $70,000, factoring in the type of system(s) you prefer, the kind of home(s) you have, and the type of energy source you’d like.
So what do you do? Spend the season soaking in sweat and devouring popsicles? Or shell out all your savings (and maybe sell a body part) to cover the cost of a new system?
Or option three? Financing.
The number of people who are planning on financing their latest home improvement project is at 70%. When you remember that the typical consumer in the United States has less than $5,000 they can get their hands on, it makes complete sense. So when life happens and things breakdown, and unexpected expenditures such as an air conditioner repair or replacement is required, it is essential that we have affordable financing options available.
At A1 Chesney Service Experts we have several financing options for homeowners looking to replace their heating or air conditioning systems. The first set of options are included in our promotional financing programs, which include no interest or deferred interest. Promotional consumers are those that will most likely have the available money to pay off the loan short term, typically within twelve months with no interest charges, so long as the amount financed is fully paid off during or before the promotional period expires.
A1 Chesney Service Experts also offers financing alternatives with a lower monthly fixed payment and a fair interest rate. This is for buyers who may not have the money as quickly but can afford a lower monthly cost. A common program includes a 7.99% APR for either 60 or 120 months. A new, high efficiency HVAC system can cost upwards of $10,000. Choosing the 7.99% 120 month loan product can cost as little as $121/month. This program makes a new heating or air conditioning system more affordable, while also obtaining an efficient system that will help decrease energy bills while supplying home comfort.
The financing programs at A1 Chesney Service Experts are included below:
- Low monthly payments
- No down payment
- No annual fees
- No prepayment penalties
- Competitive interest rates
With so many options, what are you waiting for? Call A1 Chesney Service Experts today for a free in-home home comfort analysis and we will help you discover which heating and cooling system is right for your home AND which financing option works best for your life. We can’t wait to work with you!